Tree Limb On A Roof
Before you can determine who is liable for damage caused by a falling tree or branch you need to know who owns the tree.
Tree limb on a roof. A tree branch is like a one way ticket from the ground straight onto your roof. Let s begin with understanding what damages these hanging branches pose for the property these tree branches can strip layers of asphalt and gravel by scraping against the sand of your roof on windy days. When that s the. Don t be surprised to wake up to scratching in your attic one morning because a raccoon family invited themselves in.
And if the trunk of the tree on your neighbors property they do no matter how much of the canopy overhangs the property line. A tree that is located on the boundary line cannot be removed unless both parties agree to do so. But back to the tree branch on your roof. That s why it s best to have a certified and insured arborist handle the job.
If the trunk of the tree is directly on. After all as your roofing experts it s our job to ensure that you have the best roof atop your family castle. Tap your own coverage. Culpability aside most homeowners insurance policies cover damage done by a neighbor s tree.
Plus in the worst case scenario if a certified insured arborist does damage your roof while trimming your tree their insurance would cover any repair costs. Leaves fallen on the roof or in the gutter can pose complications like leakages. Make a claim through your insurer for. As the rain pours in take a deep breath.
Animals can access your roof. Trimming tree limbs over your roof is risky and mistakes can be costly. Responsibility for an overhanging tree. When you have a tree near the property line between your yard and the yard of your neighbor its branches may overhang the adjoining space.
Who is responsible for maintaining the tree. If the trunk of the tree is on your property you do. A large branch from the fir tree out back has snapped off and crashed through your roof taking out a window in the process. If a tree trunk is on your property you are responsible for maintaining it.
From there critters like squirrels raccoons rabbits and possums can have a field day. They know how to properly trim the tree and remove branches while keeping your home unharmed. So today we re talking about protecting your precious roof. After compensating you the company may turn around and sue.
If you have homeowner s.