Tree Damaged Roof

While it s impossible to protect your home from every type of damage there are steps you can take to reduce the possibility of tree damage to your roof.

Tree damaged roof. But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay. A neighbor s tree damaged my property by john stevens consult with an attorney before attempting to file a lawsuit on your own. When a tree on your property hangs over the boundary line into another yard you have a duty to address all weak or damaged branches. However these days rule no.

If the tree damaged your home a homeowners insurance policy may help cover the cost of repairing your house as well as removing the fallen tree branches the iii says. For example lightning and windstorm are two common perils. Obviously a large tree leaning over your home or a giant branch from an old oak tree reaching across your home is a threat to your roof and your home in general. If you suddenly discovered that your neighbor s tree had fallen onto your property you probably asked yourself what caused the tree to fall who is going to clean it up and who has to pay for the damage.

Generally such failure is considered to be negligence and a negligence owner can be liable for all damage resulting from such negligence. But if the tree fell without causing damage to a structure on your property homeowners insurance likely won t cover the cost of removing the debris according to the iii. The first step in understanding if your home insurance will cover tree damage is to understand if the damage was sudden and accidental or if it would be considered gradual damage. If you find yourself in need of a roof assessment from storm damage in the northern virginia area contact us and let us help you through the process of getting your home back in.

Dangling and overhanging limbs. The owner of the tree may be responsible for damage caused to a neighbor s property but only if it can be found that the tree s owner failed to properly maintain the tree. To keep your roof in the best possible shape and to reduce the impact the trees in your landscape have on your roof be mindful of these dangers. Tap your own coverage.

Fighting city hall over tree damage by brian j. Storm damage is a constant threat. Make a claim through your insurer for. I was so grateful i didn t even care that the crew knocked a few shingles off my roof when the cut branches crashed to the ground.

Check out our article preventing roof damage from trees for some tips to proactively avoid the troubles caused by tree damage. Tree damage covered by insurance your home insurance covers certain risks and perils.